Mortgage renewal

Renew on terms that work for you

When your term ends, you don't have to accept the first offer. We help you negotiate a better rate and a structure that fits your life today.

At renewal

What you can change

Negotiate against the wider market instead of taking the posted offer.

Shorten it to pay off faster, or extend it to lower your payment.

Move between fixed and variable based on where you are now.

Switch to accelerated bi-weekly to shave years off your mortgage.

Choose a product with the flexibility you actually use.

Transfer entirely if a better fit exists - penalty-free at renewal.

Pre-approval takes minutes, with no impact to your credit score.