Debt consolidation
One payment, one lower rate
Roll high-interest credit cards, lines of credit, and loans into your mortgage - simplifying your finances and often cutting your total monthly cost.
Why it helps
Trade card rates for mortgage rates
Credit cards can charge 20%+ interest. Consolidating that balance into your mortgage at a far lower rate can dramatically reduce what you pay - and replace several due dates with one.
- Up to 80% of your home's value available on a refinance
- Replace multiple high-interest payments with a single lower one
- We model the total interest savings, net of any penalty
1
Simple monthly payment
A tool, used wisely
Consolidating moves unsecured debt onto your home and extends it over a longer period, so total interest can rise if you only make minimum payments. We'll help you build a payoff plan, not just a lower bill.
Ready to make your mortgage work for you?
Pre-approval takes minutes, with no impact to your credit score.