Affordability calculator
How much home can you afford?
Find your maximum price using Canadian GDS/TDS lending ratios and the mortgage stress test - the same math a lender uses.
Your finances
Maximum home price
$562,703
Estimated, based on your inputs
Maximum mortgage$462,703
Down payment$100,000
Qualifying (stress-test) rate6.79%
Estimated monthly payment$2,636
Limited byTotal debt (TDS 44%)
Uses Canadian GDS (39%) / TDS (44%) ratios and qualifies your mortgage at the stress-test rate. Property tax (~1%) and heat are estimated. This is an estimate only, not an offer of credit or a guarantee of approval.
Get pre-approvedReady to make your mortgage work for you?
Pre-approval takes minutes, with no impact to your credit score.