Cash-out refinance
Put your home's equity to work
Refinance and access up to 80% of your home's appraised value in cash - for renovations, investments, education, or consolidating debt.
Uses
What Canadians use equity for
01
Renovations
Reinvest in your home and potentially raise its value.
02
Investing
Access funds for a rental, business, or portfolio (speak to a tax advisor).
03
Debt consolidation
Replace high-interest balances with one lower mortgage payment.
04
Education
Fund tuition without high-interest student debt.
05
A second property
Use equity as the down payment on a cottage or rental.
06
Major life costs
Bridge big one-time expenses at mortgage rates, not card rates.
See how much equity you can access
Pre-approval takes minutes, with no impact to your credit score.