Mortgage payoff calculator
Pay off your mortgage sooner
See how much interest you'll save - and how many years you'll cut - by adding a little extra to each mortgage payment.
Interest saved
$69,847
Pay off 4 yr 1 mo sooner
Base monthly payment$2,905
With extra payment$3,205
Payoff (no extra)25 yr 0 mo
Payoff (with extra)20 yr 11 mo
Assumes the extra amount is applied every month at a constant rate. Prepayment privileges vary by lender (often 10–20% of the original principal per year) - confirm yours to avoid penalties.