Calculators

Plan with Canadian-accurate tools

Every calculator uses semi-annual compounding and Canadian rules - from your monthly payment to affordability, amortization, and payoff savings.

Estimate your monthly payment with Canadian compounding.

See how much home you can afford (GDS/TDS).

Your minimum down payment and CMHC insurance.

Total interest and how your balance shrinks.

Compare renting against owning over time.

See the savings from extra payments.

Compare your current mortgage to a new one.

See if switching lenders at renewal pays off.

Estimate the cost of breaking early (IRD).

By province, plus Toronto's municipal LTT.

Estimate your default-insurance premium.

Qualify at the benchmark rate.